:root{
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
  --bg:#f5f6f8;--surface:#fff;--text:#14202e;--muted:#566377;--line:#dde2ea;
  --brand:#0b2a4a;--accent:#c8102e;--on-brand:#fff;--hero-bg:#0b2a4a;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    color-scheme:dark;
    --bg:#0c1219;--surface:#141d28;--text:#e9eef5;--muted:#9aa8ba;--line:#243244;
    --brand:#7fb2e5;--accent:#ff4d63;--on-brand:#0c1219;--hero-bg:#08111b;
  }
}
:root[data-theme="dark"]{
  color-scheme:dark;
  --bg:#0c1219;--surface:#141d28;--text:#e9eef5;--muted:#9aa8ba;--line:#243244;
  --brand:#7fb2e5;--accent:#ff4d63;--on-brand:#0c1219;--hero-bg:#08111b;
}
html{scroll-padding-top:env(safe-area-inset-top,0px);scroll-behavior:smooth}
*,*::before,*::after{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--text);font-family:"Barlow",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;line-height:1.6;font-size:17px}
h1,h2,h3{font-family:"Barlow Condensed","Barlow",system-ui,sans-serif;letter-spacing:.02em;line-height:1.1;margin:0 0 .5em;text-transform:uppercase}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:#fff;color:#14202e;border-bottom:3px solid var(--accent)}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);background:#fff;z-index:30}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;height:76px}
.logo{text-decoration:none;display:flex;align-items:center;border-radius:8px}
.logo img{height:56px;width:auto;display:block}
.shield{width:26px;height:26px;flex:none}
nav a{color:#566377;text-decoration:none;margin-left:20px;font-weight:500;font-size:.95rem}
nav a:hover{color:#14202e}
@media(max-width:700px){nav a.hide-sm{display:none}}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:600;padding:13px 26px;border-radius:6px;border:0;font-size:1rem;cursor:pointer;font-family:inherit}
.btn:hover{filter:brightness(1.08)}
.btn.ghost{background:transparent;border:2px solid rgba(255,255,255,.55);margin-left:10px}
.btn.wa{background:#25d366;color:#06361b}
.fab{position:fixed;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:40;background:#25d366;color:#06361b;font-weight:700;text-decoration:none;padding:12px 18px;border-radius:999px;box-shadow:0 4px 14px rgba(0,0,0,.25)}
nav .btn{margin-left:20px;padding:8px 16px;color:#fff;font-size:.9rem}
.hero{background:linear-gradient(135deg,var(--hero-bg) 0%,#13406e 100%);color:#fff;padding:84px 0 92px}
.hero .tag{display:inline-block;font-weight:600;font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;color:#ffb3bd;margin-bottom:14px}
.hero h1{font-size:clamp(2.4rem,7vw,4.4rem);max-width:14ch}
.hero p{max-width:56ch;font-size:1.15rem;color:#d3e0ef;margin:0 0 30px}
.hero .cta{display:flex;flex-wrap:wrap;gap:10px}
.hero .btn.ghost{margin-left:0}
section{padding:72px 0}
.kicker{color:var(--accent);font-weight:600;letter-spacing:.14em;text-transform:uppercase;font-size:.85rem}
h2{font-size:clamp(1.9rem,4.5vw,2.8rem);color:var(--brand)}
.lead{color:var(--muted);max-width:60ch}
.grid{display:grid;gap:18px;margin-top:34px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:26px;border-top:3px solid var(--brand)}
.card h3{font-size:1.4rem;color:var(--brand)}
.card h3 a{color:inherit;text-decoration:none}
.card h3 a:hover{text-decoration:underline}
.card p{margin:0;color:var(--muted);font-size:.98rem}
.ico{font-size:1.7rem;margin-bottom:8px;display:block}
.band{background:var(--hero-bg);color:#fff}
.band h2{color:#fff}
.band .lead{color:#c3d2e4}
.stats{display:grid;gap:18px;margin-top:34px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.stat{border-left:3px solid var(--accent);padding-left:16px}
.stat b{display:block;font-family:"Barlow Condensed",sans-serif;font-size:1.7rem;text-transform:uppercase;letter-spacing:.03em}
.stat span{color:#c3d2e4;font-size:.95rem}
.two{display:grid;gap:40px;grid-template-columns:1fr}
@media(min-width:860px){.two{grid-template-columns:1fr 1.1fr}}
.info p{margin:.3em 0}
.info strong{color:var(--brand)}
form{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:26px;display:grid;gap:14px}
label{font-weight:600;font-size:.9rem;display:grid;gap:5px}
input,select,textarea{font:inherit;color:var(--text);background:var(--bg);border:1px solid var(--line);border-radius:6px;padding:11px 12px;width:100%}
input:focus,select:focus,textarea:focus{outline:2px solid var(--brand);outline-offset:1px}
textarea{min-height:110px;resize:vertical}
.note{font-size:.85rem;color:var(--muted);margin:0}
footer{background:var(--hero-bg);color:#b9c8da;padding:34px 0;font-size:.92rem}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}

.hero.sm{padding:56px 0 62px}
.hero.sm h1{max-width:22ch;font-size:clamp(2rem,6vw,3.4rem)}
.crumbs{font-size:.9rem;margin-bottom:16px;color:#b9c8da}
.crumbs a{color:#fff}
ul.check{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}
ul.check li{padding-left:30px;position:relative}
ul.check li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.steps{display:grid;gap:18px;margin-top:30px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.step b{display:block;font-family:"Barlow Condensed",sans-serif;font-size:1.3rem;text-transform:uppercase;margin-bottom:4px}
.step span{color:#c3d2e4;font-size:.96rem}
.links{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.links a{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:8px 16px;text-decoration:none;font-weight:500;font-size:.95rem}
.links a:hover{border-color:var(--brand)}
footer a{color:#fff}